As your hometown insurance agency serving Casa Grande and Maricopa since 2004, we at Gebhardt Insurance Group have watched with concern as our neighbors struggle with skyrocketing car insurance rates. If you’ve noticed your premiums climbing—whether you’re commuting on Pinal Avenue, heading down Honeycutt Road, or driving anywhere in between—you’re not alone.
The Hard Truth: Your Insurance Rates Are Going Up
Arizona drivers are facing a perfect storm of rate increases. The average car insurance cost in Arizona has reached $2,775 per year for full coverage as of June 2025—that’s significantly above the national average. For many families in Casa Grande and Maricopa, this represents hundreds of dollars more per year than just a few years ago.
What’s even more concerning is that our state has experienced one of the steepest insurance rate increases in the nation. In 2023, Arizona had the second highest increase in car insurance rates of all states, with rates jumping 15.6% in a single year. The trend continued into 2024, with rates expected to increase by 22%.
Why Are Insurance Rates Skyrocketing in Our Communities?
Several factors are hitting Casa Grande and Maricopa drivers particularly hard:
1. Increased Traffic and Accidents on Our Roads
As our communities continue to grow, we’re seeing more traffic on highways like I-10 and local roads. Arizona has higher than average traffic fatalities, with 1.4 deaths per 100 million miles driven. More accidents mean higher costs for everyone.
2. Rising Repair Costs at Local Body Shops
Modern vehicles with advanced technology are more expensive to repair. Whether you’re getting work done in Casa Grande or Maricopa, labor costs and parts prices have increased dramatically. These costs inevitably get passed on through higher premiums.
3. Weather-Related Claims
From dust storms to monsoon damage, Arizona’s weather events are becoming more frequent and severe. These natural disasters lead to more claims and higher rates for all insured drivers.
4. The Uninsured Driver Problem
Arizona has a significant population of uninsured drivers, which means responsible drivers like you end up paying more for uninsured motorist coverage.
5. Credit Score Impact
In Arizona, drivers with poor credit pay 82% more on their premiums than drivers with excellent credit—a factor that’s particularly challenging during tough economic times.
How Gebhardt Insurance Group Makes the Difference
While you can’t control statewide trends, you can control who’s fighting for your best rate. Here’s why Casa Grande and Maricopa residents have trusted us for over 20 years:
We Shop 40+ Insurance Carriers for You
Unlike single-company agents, we access over 40 A+ rated insurance carriers to find you the best combination of coverage and price. As one satisfied customer since 2013 noted: “They will shop different companies to find what fits your needs and budget.”
Local Expertise, Personal Service
When you call Gebhardt Insurance Group at (520) 836-3244, you’re not just another account number. You’re a neighbor, a valued friend, and part of our community. Our team—including owner Steve Gebhardt and our experienced staff—knows the unique insurance needs of Casa Grande and Maricopa residents.
We Come to You
As local business owner Cenobio G. shared: “As a business owner it’s nice to have an agent who will come meet you where you are to give my client a quote.” Whether you’re at Palm Creek Resort, running a business on Cottonwood Lane, or anywhere in between, we’ll meet you where it’s convenient.
Annual Reviews to Keep You Saving
Insurance rates change, and so do your needs. We regularly review your coverage to ensure you’re always getting the best value. As customer Scott H. explained: “When one company raises its rates because the state averages went up, their agents will explain that to you and check to see if they can save you money somewhere else.”
Real Savings for Real People
Our customers consistently save money when they switch to Gebhardt:
- Drivers who shop around could save as much as $2,436/year
- We help identify all available discounts you might be missing
- Bundle your home and auto insurance for additional savings
- Special programs for seniors at Palm Creek Resort and other communities
Success Stories from Your Neighbors
“Gebhardt Insurance is like family to me as we are treated like family to them as well. I have recommended Gebhardt Insurance to everyone I know and several families switched over too.” – Sandy M., customer since 2016
“Steve provides a valuable commodity at an ‘Affordable Price’, and if it goes up he finds another company to keep costs down.” – Scott H., customer since 2011
Take Action Today: Your Hometown Advantage
Don’t let another renewal pass without exploring your options. With insurance rates continuing to rise in 2025, there’s never been a better time to let your hometown insurance experts work for you.
Why Casa Grande and Maricopa Choose Gebhardt:
- 20+ Years of Local Service: We’ve been part of this community since 2004
- Bilingual Support: We serve our diverse community in both English and Spanish
- Community Commitment: From adopting our 2-mile stretch of highway on Pinal Avenue to supporting the Boys and Girls Club and The Black Box Foundation
- Award-Winning Service: Honored by AAA Insurance as the top New Policy Agency in Arizona
Get Your Free Quote in Minutes
Stop “shopping around” for the best rates in Arizona and let us do the work for you. Our process is simple:
- Call us at (520) 836-3244 or visit us at:
- Casa Grande Office: 719 E Cottonwood Ln, Suite 1
- Maricopa Office: 44400 W Honeycutt Rd, Suite 102H
- We’ll review your current coverage and identify potential savings
- We’ll shop 40+ carriers to find your best rate
- You’ll receive personalized recommendations with no high-pressure sales tactics
Office Hours:
Monday – Friday: 8:30 AM – 5:00 PM Weekend appointments available
Don’t Wait—Rates Are Still Rising
As your neighbors and fellow business owners in Casa Grande and Maricopa, we understand the impact these rate increases have on family budgets. That’s why we’re committed to finding you the best coverage at the most affordable price.
Maria, one of our dedicated team members, exemplifies our service commitment. As a customer from Canada shared: “Maria has everything well organized for us… Never have to wait long for a call back from Maria.”
Contact Gebhardt Insurance Group today:
- Phone: (520) 836-3244
- Website: gebhardtinsurancegroup.com
Let us put our 20+ years of experience and 40+ carrier relationships to work for you. Because at Gebhardt Insurance Group, you’re not just a customer—you’re family.
Gebhardt Insurance Group: Casa Grande and Maricopa’s Most Trusted Insurance Agency Since 2004. Proudly serving our community with integrity, expertise, and a genuine commitment to protecting what matters most to you.